@article{bibcite_76, author = {John Mulvey and Lionel Martellini and Han Hao and Nongchao Li}, title = {A Factor-and Goal-Driven Model for Defined Benefit Pensions: Setting Realistic Benefits}, year = {2019}, journal = {The Journal of Portfolio Management}, volume = {45}, number = {3}, pages = {165{\textendash}177}, publisher = {Institutional Investor Journals Umbrella}, }